Finance

Payment Terms

Transparent, bank-based payments and flexible net terms for verified wholesale accounts.

Bank Transfer (SEPA)

Preferred within the EU / EEA. Same-day to next-day settlement.

International Wire (SWIFT)

For non-EU accounts. 1–3 business days depending on correspondent banks.

Escrow (on request)

Neutral third-party escrow can be arranged for large first orders.

Standard Structures

Deposit & balance

First orders100% prepayment against pro-forma invoice, OR 30% deposit / 70% against copy of Bill of Lading.
Recurring accounts30% deposit / 70% at sight of shipping documents.
Verified B2B accountsNet 30, 60 or 90 days after credit review and trade references.
Large FCL / repeat ordersCustom terms negotiated on a per-account basis.

Currency & Invoicing

Default currency: EUR (€). USD / GBP invoicing available for large recurring accounts.

VAT / Intra-EU: Valid EU VAT number required for 0%-rated intra-community supplies. Non-EU export invoices are 0%-rated.

Registered: KvK 51628694 — Ariana Food Export & Import, The Netherlands.

Compliance & Security

KYC / KYB compliance

New accounts are verified against EU sanctions lists and beneficial-ownership checks.

No cash or crypto

We accept bank-based payments only, for traceability and audit compliance.

Written invoices

Every payment is tied to a numbered pro-forma or commercial invoice with our bank details.

Dutch banking

Our operating accounts are held at licensed Netherlands banks under DNB supervision.

Send us your company details, target products and destination — we'll issue a pro-forma with our banking coordinates within one business day.